40+ Healthcare AI Prompts — Copy, Paste, Save Money

I take [medication name] [dose], [quantity] per month. I have [insurance name / no insurance]. Find me the cheapest way to fill this prescription in [your city/state]. Compare:
1. GoodRx prices at nearby pharmacies
2. Cost Plus Drugs pricing
3. The manufacturer's patient assistance program
4. Mail-order pharmacy options
5. 90-day supply discount

Show me the price at each option and tell me which saves the most money per year.

My doctor prescribed [brand name medication] for [condition]. I'm paying $[amount] per month.

1. Is there a generic version available? If so, what is it called and how much does it typically cost?
2. Are there therapeutic alternatives (different drugs that treat the same condition) that might be cheaper?
3. What are the clinical differences between the brand and generic/alternatives?
4. What should I ask my doctor about switching?

I need help affording [medication name]. My household income is approximately $[amount] per year. I [have/don't have] insurance through [insurer].

1. Does the manufacturer offer a patient assistance program? What are the income limits and how do I apply?
2. Are there copay cards or discount programs available?
3. What nonprofit assistance programs cover this medication?
4. Does my state have a pharmaceutical assistance program I might qualify for?

Give me the specific program names, websites, and eligibility requirements.

My doctor just prescribed [medication name] [dose] for [condition]. Before I fill it, I need to understand:

1. What does this medication do and how does it work?
2. What are the common side effects vs. rare but serious ones?
3. Are there any interactions with [list your other medications]?
4. Should it be taken with food or on an empty stomach? Morning or night?
5. What should I NOT do while taking this (alcohol, certain foods, sun exposure, etc.)?
6. How long before I should expect to see results?
7. What are the signs that it's not working or causing problems?

Explain in plain language, not medical jargon.

My doctor is considering [medication A] vs. [medication B] for my [condition]. Compare them:

1. Effectiveness — what do clinical studies show about success rates?
2. Side effect profiles — which has fewer/milder side effects?
3. Cost — typical out-of-pocket for each (with and without insurance)
4. Convenience — dosing frequency, route of administration, storage requirements
5. Long-term considerations — can I take it indefinitely? Dependency risk?

I want to have an informed conversation with my doctor about which is better for me.

I'm on these medications: [list all medications with doses]. My insurance is [plan name] with [formulary tier structure if known].

1. Which of these medications are likely Tier 1 (cheapest) on my plan?
2. Are any of them non-formulary (not covered)?
3. For the expensive ones, what therapeutic alternatives might be on a lower tier?
4. Would a mail-order 90-day supply save money for any of these?
5. Am I close to my deductible or out-of-pocket maximum?

Help me figure out the cheapest way to fill all of these.

I'm choosing between these health insurance plans for [year]:
- Plan A: [premium, deductible, out-of-pocket max, copay structure]
- Plan B: [premium, deductible, out-of-pocket max, copay structure]
- Plan C: [premium, deductible, out-of-pocket max, copay structure]

My healthcare usage: [describe — healthy with occasional visits, managing chronic condition, expecting surgery, planning pregnancy, etc.]

My current medications: [list]
My current doctors: [list specialties]

Calculate my estimated total annual cost under each plan, including premiums, expected out-of-pocket for my usage pattern, and prescription costs. Which plan saves me the most money?

My insurance denied prior authorization for [medication/procedure]. The denial reason was: [reason if known].

1. What does this denial reason actually mean?
2. What are my appeal rights and deadlines?
3. What clinical evidence supports medical necessity for my situation: [describe your condition and why the doctor recommended this]?
4. Draft an appeal letter I can customize with my doctor's help, citing relevant clinical guidelines
5. What magic words or clinical criteria does [insurance company] typically require for approval of [medication/procedure]?

I received this Explanation of Benefits (EOB) from my insurance. Help me understand it:

- Service: [what was done]
- Billed amount: $[amount]
- Allowed amount: $[amount]
- Insurance paid: $[amount]
- Your responsibility: $[amount]
- Denial codes: [any codes listed]

1. Why is there such a big difference between billed and allowed amounts?
2. Is the amount I owe correct based on my plan's [deductible/copay/coinsurance]?
3. What do the denial codes mean?
4. Should I be concerned about any of these charges?

I have a [FSA/HSA] with $[balance] remaining. It's [month] and the plan year ends [date].

My known upcoming medical expenses: [list]
My health conditions: [list]

1. What often-overlooked medical expenses are FSA/HSA eligible?
2. Should I stock up on any OTC items before year-end?
3. Are there preventive care services I should schedule before the deadline?
4. What's the best strategy to avoid forfeiting unused funds?

I received a medical bill for $[amount] for [service/procedure] on [date] at [facility].

The bill shows these charges:
[paste itemized charges if available, or describe what you know]

1. Do these charges seem reasonable for my area?
2. Are there any obvious billing errors (duplicate charges, unbundling, upcoding)?
3. What is the typical/fair price for this service?
4. What CPT codes should I expect to see for this type of service?
5. Should I request an itemized bill if I haven't received one?

I owe $[amount] to [hospital/provider] for [service]. I [have/don't have] insurance. My financial situation: [brief description].

1. What percentage discount is realistic to negotiate for this type of bill?
2. What should I say when I call the billing department? Give me a script.
3. Should I ask for a payment plan instead of (or in addition to) a discount?
4. Are there financial assistance or charity care programs at [hospital name] I should apply for?
5. What are my rights if I can't afford this bill?
6. At what point should I consider hiring a medical billing advocate?

I received an unexpected bill for $[amount] from [provider type — anesthesiologist, ER doctor, lab, etc.] related to my [procedure/visit] on [date] at [facility].

The facility was in-network, but this provider was apparently out-of-network.

1. Does the No Surprises Act protect me in this situation?
2. What are the specific steps to dispute this bill?
3. What should the maximum I owe be under federal law?
4. Draft a dispute letter I can send to the billing department
5. Who do I file a complaint with if they won't adjust the bill?

I went to the ER at [hospital] on [date] for [reason]. My total bill is $[amount].

Charges include:
[list what you know — facility fee, physician fee, labs, imaging, etc.]

1. Is the facility fee reasonable for my area?
2. Were any of the tests/services unnecessary for my presenting complaint?
3. What should an ER visit for [your condition] typically cost?
4. Can I get the physician fee reduced if the ER doctor was out-of-network?
5. What are my options for reducing this bill?

I have an appointment with my [specialist type] for [reason/condition] on [date]. I want to make the most of the visit.

My current symptoms: [describe]
My current medications: [list]
My questions so far: [list any]

1. What additional questions should I ask the doctor?
2. What tests or imaging should I expect them to order?
3. What treatment options exist for [condition], and what should I ask about each?
4. Are there any red flags I should mention that I might be overlooking?
5. What information should I bring to the appointment?

My doctor recommended [procedure/treatment/surgery] for [condition]. Before I proceed, I want to get a second opinion.

Current diagnosis: [details]
Recommended treatment: [details]
Doctor's reasoning: [what they told you]

1. Is getting a second opinion standard practice for this situation?
2. What type of specialist should I see for the second opinion?
3. What questions should I ask the second doctor?
4. What records/imaging should I bring?
5. What alternative treatments exist that I should ask about?

I've been experiencing [symptoms] for [duration]. I want to document this clearly for my doctor.

Help me organize my symptoms:
1. Timeline — when did each symptom start, has it gotten worse/better?
2. Triggers — what makes it worse or better?
3. Severity scale — how would a doctor want me to rate this?
4. Impact — how is this affecting my daily life, work, sleep?
5. What I've already tried — OTC medications, lifestyle changes, etc.
6. Family history — what related conditions run in my family?

Format this as a one-page symptom summary I can hand to the doctor.

I need to get my complete medical records from [provider/hospital]. I'm [moving, switching doctors, need for legal purposes, want personal copy].

1. What am I legally entitled to receive? (under HIPAA)
2. Can they charge me? If so, what's the maximum allowed?
3. What format should I request (paper, electronic, patient portal)?
4. How long do they have to comply?
5. Draft a medical records request letter for me
6. What do I do if they refuse or delay?

My insurance ([company name]) denied coverage for [service/medication/procedure]. 

Denial reason: [stated reason]
My diagnosis: [condition]
My doctor's recommendation: [what was ordered and why]

1. Explain in detail what the denial reason means
2. What clinical guidelines support coverage for my situation?
3. Draft a detailed appeal letter that includes:
   - Medical necessity argument
   - Citations to clinical guidelines
   - Reference to my plan's coverage terms
   - Request for expedited review if appropriate
4. What is the timeline for filing this appeal?
5. If the internal appeal fails, what are my external appeal options?

I'm dealing with [situation — balance billing, denied claim, surprise bill, provider refusing to release records, etc.].

1. What are my specific legal rights in this situation?
2. What federal and state laws protect me?
3. What government agencies can I file complaints with?
4. What are the deadlines I need to be aware of?
5. Is this something I could handle myself, or should I seek professional help?

I live in [state].

I was recently diagnosed with [condition]. Explain it to me like I'm intelligent but not a medical professional:

1. What is this condition and what causes it?
2. How common is it?
3. What's the typical progression if left untreated?
4. What are ALL the treatment options (not just what one doctor recommends)?
5. What lifestyle changes can help?
6. What should I monitor or watch for?
7. What questions should I ask my doctor at my next visit?
8. Are there any clinical trials I might be eligible for?
9. What reputable patient advocacy organizations exist for this condition?

I got my lab results back. Help me understand them:

[paste lab results — test name, your value, reference range]

1. Which values are outside the normal range?
2. What do the abnormal values potentially indicate?
3. How far outside normal are they (borderline vs. significantly abnormal)?
4. What follow-up tests or actions might my doctor recommend?
5. Are any of these values affected by things like fasting status, hydration, time of day, or recent exercise?

Note: I understand this isn't a diagnosis — I want to be prepared for my follow-up appointment.

I have [condition] and I'm interested in clinical trials. My details:
- Diagnosis: [specific diagnosis]
- Current treatment: [what you're taking/doing now]
- Location: [city, state]
- Age: [age]
- Other conditions: [list]

1. What type of clinical trials are currently recruiting for my condition?
2. How do I search ClinicalTrials.gov effectively?
3. What questions should I ask before enrolling?
4. What are the risks and benefits of trial participation?
5. Will my insurance still cover my regular care if I join a trial?